True Qualification and not over-leveraging yourself is the key to sleeping easy at night. For too many mortgage brokers & bankers give you the maximum qualification & send you shopping. This is not in your best interest and we don’t recommend you go this route. Yes, we will give you this number but we also offer you True Qualification.
You are the best person who can determine how much you can afford. So how much can you honestly afford each month? We then take this number and work backwards to give you a true qualification. There is a big difference here. By not over leveraging yourself, you are more protected from future interest rate increases and can take advantage of strategies to pay off your mortgage faster while keeping your sanity.
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Remember to Own Your Life and have a nice day!