Hello there,

I am guessing that you can tell we are a little busy by the fact that I am sending my “February” newsletter on the last day / few hours remaining in the month. The new mortgage rules taking effect March 18th are causing record numbers of volume in our office. There is considerable confusion around this, CLICK HERE for quick clarification.

The overnight lending rate could raise tomorrow morning (March 1st) - This morning (February 28, 2011) the Canadian dollar hit a 3 year high of almost $103 in comparison to the USD. This is going to cause… READ MORE

Vancouver is becoming unaffordable – Vancouver is becoming unaffordable with the new mortgage rules taking affect March 18th. Here are some quick details you might find interesting… READ MORE

Grants coming to help with our property taxes – For the 2011 taxation year, the B.C Homeowner Grant threshold is increased to $1.15 million – that means that approximately 95% of all homeowners… READ MORE

Add me on Facebook - I am feeling lonely and want more friends. CLICK HERE to join my social media network.

Smith Manoeuvre & TDMP – When dealing with debt, it is crucial to convert bad debt to good debt. Good debt is tax deductable where as bad debt is not… READ MORE

A career in the mortgage industry - After 5 years of operations, we are now expanding and hiring mortgage brokers. Are you unhappy with your current brokerage, managing broker or support staff? READ MORE

Does your business have a website? – I have had may websites in my time and rock-solid hosting is VERY important. Here is who I trust… CLICK HERE. They start at only $3.96 a month and have never once crashed on me or cause disappearing emails. Every other hosting provider I have used has had these issues.

Want FREE legal and appraisal costs when refinancing? *No problem! Everyone in our database receives this, providing they are approved by the lender.

<<< Media >>>

• The Georgia Straight interviews Jessi Johnson on the pending mortgage changes - CLICK HERE

Hello there,

CMP National Mortgage Broker Awards – Voting for the CMP National Mortgage Broker Awards for 2011 is now open until January 21st, 2011. Please give your support with a quick vote! This year I am in the running for a number of national awards and need your help. Please take a few minutes and go to http://www.canadianmortgageawards.com/nominations and complete the quick 2 step process. Award nominations are for the following… READ MORE

Annual reviews – We have started our annual client reviews and you should expect a call shortly if you haven’t received one already. Of course if you aren’t a client, you likely won’t receive a call. During this conversation we will make sure that everything is in order and review your goals. At the same time you might want to consolidate any debt with higher interest rates into your mortgage while rates are still low.

We are hiring! - Are you a mortgage broker (or bank mobile rep) and are not happy with your current brokerage, managing broker or support staff? We are now expanding and allowing a small amount of brokers per month to join our team. Experience is certainly preferred but not crucial. Please apply within.

Current mortgage rates – You might be asking yourself, how much could a slightly higher interest rate cost me? Let’s put it this way… READ MORE

Free airplane tickets anyone? My wife and I fly for free every year, seriously. We use a simple strategy that everyone can use to obtain free airplane tickets. This is a simple approach that everyone can use… READ MORE

Want FREE legal and appraisal costs when refinancing? *No problem! Everyone in our database receives this, providing they are approved by the lender.

<<< Media >>>

• I am launching a new radio show in Spring/ Summer on CKNW News 980. The show is one hour long and is based on OwnYourLife.ca

Hello there,

New online magazine / blog for you! Check out www.ownyourlife.ca to see our newest creation. Originally created as a site to education clients on tricks and secrets for a better way of life, the concept quickly grew into something that should be shared with everyone. Instead of only rambling on about just mortgages and marketing, we expanded the collection of authors to increase the… READ MORE

True Qualification If you are looking to buy a car, boat or perhaps buy your first home, there are a few types of qualifications of which you should be cognizant. One is good, one certainly is not. #1 – Your loan broker or mortgage broker reviews your portfolio and tells you… READ MORE

Nov 2000 vs. Nov 2010 Real Estate stats: I decided to compare November from now with ten years ago and came up with some interesting stats. On average the benchmark price averaged an increase of 234.6% which is incredible. Using that statistic we can project that the average home in Greater Vancouver ten years from now will be worth… READ MORE

It’s still a good time to buy a house. There has been a lot of talk lately about housing bubbles, interest rate increases and Canadians carrying too much debt. Economist Benjamin Tal, speaking at a mortgage conference earlier this year, made some interesting points… READ MORE

Down payment blues? Interest Interest rates are low, home prices are stabilizing, your job is somewhat secure and the economy is turning around. Everyone says it’s a good time to buy a home so you’ve decided to take the leap. Great idea! But there’s just one snag… READ MORE

Want FREE legal and appraisal costs when refinancing? *No problem! Everyone in our database receives this, providing they are approved by the lender.

<<< Media >>>

• I am launching a new radio show in Spring on CKNW News 980. The show is one hour long and is based on OwnYourLife.ca

Hello there,

Keeping it simple is important when trying to get a point across. That being said I would like to point out that anyone with (or someone you know) a variable rate mortgage with a rate of Prime – 0.20% or higher should SERIOUSLY consider refinancing early. Penalties on variable mortgage are much lower than people realize. This month we are saving our existing clients just shy of $250,000 over the next 5 years from interest rate savings. Pretty cool if you ask me.

The past few months have been very busy. September crushed all our records and October isn’t looking as shabby as I thought it would be. We have been working really hard to release a new educational blog (ownyourlife.ca) for our clients, network and friends. The plan is to launch in January. We have collected a kick-butt group of authors providing free education tips to help you OwnYourLife. Focusing on Finance, food and fitness, our slogan is Don’t Try This at Home

I am launching a new radio show on March or April 1st on CKNW News 980. The show is one hour long each week and is based on the OwnYourLife blog. More details coming…

Want FREE legal and appraisal costs when refinancing? *No problem! Everyone in our database receives this, providing they are approved by the lender.

<<< Media >>>

• Canadian Real Estate Magazine: Interviews Jessi on social media CLICK TO READ
  
  
• Georgia Straight: Interviews Jessi on HST CLICK TO READ
• CMP Magazine: Interviews Jessi on technology CLICK TO READ

Hello there,

Refinancing early is simply a numbers game; sometimes it works and sometimes it doesn’t. Recently while on a train with my wife and some good friends travelling from Ottawa to Montreal, I ran some numbers. We typically re-evaluate our client’s files about one to three times a year to see if there is anything we can do to service our clients better and save them money. Here’s what I discovered: If you have a variable mortgage at Prime – 0.20% or higher, we can save you TONS of money… READ MORE

Here in British Columbia specifically; we just had one heck of a storm. Inaccurate fears of HST caused a huge rush of people trying to purchase homes before the introduction HST on July 1st, 2010. What many didn’t realize was that… READ MORE

Vancouver records sharp increase in housing starts; Vancouver is one of five metropolitan areas in Canada that recorded sharp year-over-year increases in housing starts in August, according to figures released Tuesday… READ MORE

Want FREE legal and appraisal costs when refinancing? *No problem! Everyone in our database receives this, providing they are approved by the lender.

<<< Media >>>

• Georgia Straight: Interviews Jessi on HST CLICK TO READ
  
  
• CMP Magazine: Interviews Jessi on technology CLICK TO READ
  
  
• Canadian Real Estate Magazine: Interviews Jessi on social media CLICK TO READ