Home Mortgage Rates

Term Rate
Prime 2.75%
Variable 2.05%
1 Year 2.54%
3 Year 2.90%
4 Year 3.79%
5 Year 3.69%
10 Year 5.35%

Qualifying Rate

Sept 7 5.39%

Current Inflation

July 1.8%

5 Year Bond Yield

Sept 7 2.08%

 

Special conditions apply
Mortgage Rates subject to change.

 

media section

Are you concerned with losing your job or receiving a decrease in your income during the recession. Perhaps you should consider refinancing your mortgage to lower your monthly payment or/ and consolidate some debt.

A common question I hear is should I go to a broker or a bank? A bank will restrict you to the limited options they have available. There’s a good chance they will try to sell you a posted rate and good luck reaching them after hours on the weekend…. Remember, OWN YOUR LIFE!


Being properly qualified is the key to a stress-free purchase when it comes to real estate. Filling out a mortgage application is one thing but having your broker review your documents and thoroughly verify everything is important. I suggest attending one of my first home buyer seminars to learn when you need to know. Just a one hour seminar could change your life. Remember, OWN YOUR LIFE!


I had the pleasure of writing an article for the newsletter of the largest Real Estate convention in Western Canada. Click here to check out their website: http://www.bcrealestateconvention.com

Thinking outside the box:

It all started back when I was 6, this striking pair of Nike shoes was on my mind but after searching through my tiny pockets, I came up with about 27 cents. I wanted these shoes very badly, but what was I to do? Unfortunately my credit with the parental lending division wasnt very well established, and at this point they were a little too good at hiding their money. If I wanted to obtain these wonderful kickers, it was up to me, myself and I. Operation Nike was in full effect. At first, it started as a one man operation until demand for my product grew to levels beyond my expectations. I was forced to bring my five year old sister in the business, luckily for me she had no idea the concept of being paid for work. Needless to say, her cut didnt really affect my over all profits….. To read the full article, CLICK HERE.

To read the full newsletter holding that article, CLICK HERE. *Please note it may not be posted yet.